What is a Retained Death Benefit?
A retained death benefit enables a policy owner to keep part of his or her life insurance death benefit when they sell a larger portion
Financial Freedom Is the Freedom to Retire
Laws regarding the minimum age for retirement account withdrawals and receiving social security retirement benefits have led to the belief that retirement is an event
Renting in Retirement – Increasing Rental Costs
There are no easy one-size-fits-all solutions for seniors weighing their retirement living options. Renting an apartment and owning a home both have drawbacks for older
Fixed-Income Retirees Head Back to Work as the Cost of Living Increases
The workforce shortage and rising cost of living have caused many retirees to go back into the labor market. Some are returning to work simply
Retiring During a Bear Market
Dealing with market volatility is much easier while you are working, but it’s a lot more stressful if you are planning for retirement. You most
Full Retirement Age Increased While Life Expectancy Declined
Many workers in the United States often look forward to retiring, but there isn’t a direct consensus on the best retirement age. While it’s possible
What is the Main Difference Between a Life Settlement and a Viatical Settlement?
Understanding the differences between a life settlement and a viatical settlement isn’t always easy if you don’t have any experience in the insurance industry. However,
Is Inflation Putting Your Retirement at Risk?
The inflation rate continues to increase, which creates a lot of issues for retirement planning, especially if you are on a fixed income. Inflation rose
Can I Sell My Life Insurance Policy for Cash?
Selling your life insurance policy for cash is known as a life settlement, as it’s an excellent way to earn money for an unwanted policy.
Alternative Retirement Financing – Reverse Mortgages and Life Settlements
Finding ways to plan for retirement isn’t always easy. Comparing all options is key to avoiding financial mistakes during retirement planning. Understanding the differences between